.avd-page[data-astro-cid-u4oxtotk]{--avd-dark:#1d2630;--avd-dark-soft:#203242;--avd-gold:#bc9756;--avd-gold-dark:#8a6a2e;--avd-cream:#f8f3e9;--avd-muted:#5a5a66;color:var(--text)}.avd-hero[data-astro-cid-u4oxtotk]{color:#fff;background:radial-gradient(circle at 85% 20%, #2a3e52 0%, var(--avd-dark) 55%);overflow:hidden}.avd-hero-grid[data-astro-cid-u4oxtotk],.avd-about-grid[data-astro-cid-u4oxtotk],.avd-riester-grid[data-astro-cid-u4oxtotk],.avd-audience-grid[data-astro-cid-u4oxtotk],.avd-calculator[data-astro-cid-u4oxtotk]{grid-template-columns:repeat(2,minmax(0,1fr));align-items:center;gap:clamp(32px,5vw,60px);display:grid}.avd-hero-grid[data-astro-cid-u4oxtotk]{padding-block:clamp(60px,8vw,96px)}.avd-kicker[data-astro-cid-u4oxtotk]{color:var(--avd-gold);letter-spacing:.14em;text-transform:uppercase;align-items:center;gap:10px;font-size:.77rem;font-weight:800;display:inline-flex}.avd-kicker[data-astro-cid-u4oxtotk]:before{content:"";background:currentColor;width:28px;height:2px}.avd-kicker-dark[data-astro-cid-u4oxtotk]{color:var(--avd-gold-dark)}.avd-hero[data-astro-cid-u4oxtotk] h1[data-astro-cid-u4oxtotk]{color:#fff;margin-top:20px;font-size:clamp(2.35rem,5vw,4rem);line-height:1.04}.avd-hero[data-astro-cid-u4oxtotk] h1[data-astro-cid-u4oxtotk] span[data-astro-cid-u4oxtotk],.avd-final[data-astro-cid-u4oxtotk] h2[data-astro-cid-u4oxtotk] span[data-astro-cid-u4oxtotk]{color:var(--avd-gold)}.avd-hero-lead[data-astro-cid-u4oxtotk]{color:#d5dce2;margin-top:24px;font-size:clamp(1.05rem,2vw,1.2rem)}.avd-checks[data-astro-cid-u4oxtotk]{gap:11px;margin-top:28px;display:grid}.avd-checks[data-astro-cid-u4oxtotk] li[data-astro-cid-u4oxtotk]{align-items:flex-start;gap:12px;font-weight:650;display:flex}.avd-checks[data-astro-cid-u4oxtotk] li[data-astro-cid-u4oxtotk]:before{content:"✓";width:24px;height:24px;color:var(--avd-gold);background:#bc97562e;border-radius:50%;flex:0 0 24px;place-items:center;display:grid}.avd-actions[data-astro-cid-u4oxtotk]{flex-wrap:wrap;gap:14px;margin-top:34px;display:flex}.avd-actions-centered[data-astro-cid-u4oxtotk]{justify-content:center}.avd-button[data-astro-cid-u4oxtotk]{text-align:center;border-radius:999px;justify-content:center;align-items:center;gap:8px;min-height:52px;padding:14px 25px;font-weight:750;transition:transform .2s,box-shadow .2s,background .2s;display:inline-flex}.avd-button[data-astro-cid-u4oxtotk]:hover{transform:translateY(-2px)}.avd-button-gold[data-astro-cid-u4oxtotk]{color:#241c08;background:var(--avd-gold);box-shadow:0 8px 24px #bc975640}.avd-button-outline[data-astro-cid-u4oxtotk]{color:#fff;border:1.5px solid #ffffff73}.avd-hero-visual[data-astro-cid-u4oxtotk]{position:relative}.avd-hero-visual[data-astro-cid-u4oxtotk]>img[data-astro-cid-u4oxtotk]{border-radius:24px;width:100%;box-shadow:0 30px 60px #00000059}.avd-person-card[data-astro-cid-u4oxtotk]{max-width:315px;color:var(--avd-dark);background:#fff;border-radius:16px;gap:3px;padding:16px 20px;display:grid;position:absolute;bottom:-28px;left:-14px;box-shadow:0 16px 40px #00000040}.avd-person-card[data-astro-cid-u4oxtotk] strong[data-astro-cid-u4oxtotk]{color:var(--avd-gold-dark);letter-spacing:.08em;text-transform:uppercase;font-size:.8rem}.avd-person-card[data-astro-cid-u4oxtotk] span[data-astro-cid-u4oxtotk]{font-size:.92rem;font-weight:650;line-height:1.42}.avd-anchor-nav[data-astro-cid-u4oxtotk]{top:var(--header-h);z-index:20;color:#fff;background:#1d2630f7;border-top:1px solid #ffffff14;position:sticky}.avd-anchor-nav[data-astro-cid-u4oxtotk] .container[data-astro-cid-u4oxtotk]{justify-content:center;gap:clamp(16px,4vw,42px);padding-block:12px;display:flex;overflow-x:auto}.avd-anchor-nav[data-astro-cid-u4oxtotk] a[data-astro-cid-u4oxtotk]{white-space:nowrap;color:#e2e7eb;font-size:.88rem;font-weight:700}.avd-anchor-nav[data-astro-cid-u4oxtotk] a[data-astro-cid-u4oxtotk]:hover{color:var(--avd-gold)}.avd-trust[data-astro-cid-u4oxtotk]{color:#d5dce2;background:var(--avd-dark-soft)}.avd-trust-grid[data-astro-cid-u4oxtotk]{grid-template-columns:repeat(5,minmax(0,1fr));gap:18px;padding-block:20px;display:grid}.avd-trust[data-astro-cid-u4oxtotk] span[data-astro-cid-u4oxtotk]{font-size:.8rem;line-height:1.35;display:grid}.avd-trust[data-astro-cid-u4oxtotk] strong[data-astro-cid-u4oxtotk]{color:#fff;font-size:1rem}.avd-section[data-astro-cid-u4oxtotk]{padding-block:clamp(64px,8vw,96px)}.avd-cream[data-astro-cid-u4oxtotk]{background:var(--avd-cream)}.avd-section-head[data-astro-cid-u4oxtotk]{max-width:820px;margin-bottom:42px}.avd-section-head[data-astro-cid-u4oxtotk] h2[data-astro-cid-u4oxtotk],.avd-about-grid[data-astro-cid-u4oxtotk] h2[data-astro-cid-u4oxtotk],.avd-riester-grid[data-astro-cid-u4oxtotk] h2[data-astro-cid-u4oxtotk],.avd-final[data-astro-cid-u4oxtotk] h2[data-astro-cid-u4oxtotk]{margin-top:12px;font-size:clamp(2rem,4vw,3rem)}.avd-section-head[data-astro-cid-u4oxtotk] p[data-astro-cid-u4oxtotk]{color:var(--avd-muted);margin-top:16px;font-size:1.04rem}.avd-centered[data-astro-cid-u4oxtotk]{text-align:center;margin-inline:auto}.avd-centered[data-astro-cid-u4oxtotk] .avd-kicker[data-astro-cid-u4oxtotk]{justify-content:center}.avd-card-grid[data-astro-cid-u4oxtotk]{gap:20px;display:grid}.avd-funding-grid[data-astro-cid-u4oxtotk],.avd-path-grid[data-astro-cid-u4oxtotk],.avd-steps-grid[data-astro-cid-u4oxtotk]{grid-template-columns:repeat(4,minmax(0,1fr))}.avd-card[data-astro-cid-u4oxtotk]{background:#fff;border:1px solid #e8e2d2;border-radius:19px;padding:28px}.avd-card-value[data-astro-cid-u4oxtotk]{color:var(--avd-dark);font-size:clamp(2rem,4vw,2.75rem);line-height:1;display:block}.avd-card[data-astro-cid-u4oxtotk] h3[data-astro-cid-u4oxtotk]{margin-top:13px;font-size:1.1rem}.avd-card[data-astro-cid-u4oxtotk] p[data-astro-cid-u4oxtotk]{color:var(--avd-muted);margin-top:7px;font-size:.91rem;line-height:1.6}.avd-card-dark[data-astro-cid-u4oxtotk]{color:#fff;background:var(--avd-dark);border-color:var(--avd-dark)}.avd-card-dark[data-astro-cid-u4oxtotk] h3[data-astro-cid-u4oxtotk]{color:#fff}.avd-card-dark[data-astro-cid-u4oxtotk] p[data-astro-cid-u4oxtotk]{color:#c9d2da}.avd-card-dark[data-astro-cid-u4oxtotk] .avd-card-value[data-astro-cid-u4oxtotk]{color:var(--avd-gold)}.avd-benefits-grid[data-astro-cid-u4oxtotk]{grid-template-columns:repeat(3,minmax(0,1fr));gap:34px;margin-top:52px;display:grid}.avd-benefits-grid[data-astro-cid-u4oxtotk] article[data-astro-cid-u4oxtotk]{gap:15px;display:flex}.avd-benefits-grid[data-astro-cid-u4oxtotk] article[data-astro-cid-u4oxtotk]>span[data-astro-cid-u4oxtotk]{width:42px;height:42px;color:var(--avd-gold);background:var(--avd-dark);border-radius:12px;flex:0 0 42px;place-items:center;font-weight:800;display:grid}.avd-benefits-grid[data-astro-cid-u4oxtotk] h3[data-astro-cid-u4oxtotk]{font-size:1rem}.avd-benefits-grid[data-astro-cid-u4oxtotk] p[data-astro-cid-u4oxtotk]{color:var(--avd-muted);margin-top:4px;font-size:.9rem}.avd-calculator[data-astro-cid-u4oxtotk]{align-items:stretch;gap:28px}.avd-calculator-inputs[data-astro-cid-u4oxtotk]{background:var(--avd-cream);border-radius:22px;align-content:start;gap:30px;padding:32px;display:grid}.avd-control-head[data-astro-cid-u4oxtotk]{flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:12px;display:flex}.avd-control-head[data-astro-cid-u4oxtotk] label[data-astro-cid-u4oxtotk],.avd-control-label[data-astro-cid-u4oxtotk]{color:var(--avd-dark);font-weight:750}.avd-control-head[data-astro-cid-u4oxtotk] output[data-astro-cid-u4oxtotk]{color:var(--avd-dark);font-size:1.55rem;font-weight:800}.avd-control[data-astro-cid-u4oxtotk] input[data-astro-cid-u4oxtotk][type=range]{width:100%;accent-color:var(--avd-gold);margin-top:15px}.avd-range-labels[data-astro-cid-u4oxtotk]{color:var(--avd-muted);justify-content:space-between;gap:10px;font-size:.78rem;display:flex}.avd-range-labels[data-astro-cid-u4oxtotk] span[data-astro-cid-u4oxtotk]:nth-child(2){text-align:center}.avd-presets[data-astro-cid-u4oxtotk]{flex-wrap:wrap;gap:8px;margin-top:14px;display:flex}.avd-presets[data-astro-cid-u4oxtotk] button[data-astro-cid-u4oxtotk]{min-height:44px;color:var(--avd-dark);border:1.5px solid var(--avd-dark);background:#fff;border-radius:999px;padding:8px 15px;font-size:.84rem;font-weight:700}.avd-counter[data-astro-cid-u4oxtotk]{align-items:center;gap:16px;margin-top:12px;display:flex}.avd-counter[data-astro-cid-u4oxtotk] button[data-astro-cid-u4oxtotk]{width:48px;height:48px;color:var(--avd-dark);border:1.5px solid var(--avd-dark);background:#fff;border-radius:50%;place-items:center;font-size:1.45rem;display:grid}.avd-counter[data-astro-cid-u4oxtotk] output[data-astro-cid-u4oxtotk]{min-width:34px;color:var(--avd-dark);text-align:center;font-size:1.8rem;font-weight:800}.avd-checkbox[data-astro-cid-u4oxtotk]{min-height:44px;color:var(--avd-dark);cursor:pointer;align-items:center;gap:13px;font-weight:750;display:flex}.avd-checkbox[data-astro-cid-u4oxtotk] input[data-astro-cid-u4oxtotk]{width:22px;height:22px;accent-color:var(--avd-gold)}.avd-calculator-result[data-astro-cid-u4oxtotk]{color:#fff;background:var(--avd-dark);border-radius:22px;flex-direction:column;padding:32px;display:flex}.avd-result-label[data-astro-cid-u4oxtotk]{color:#c9d2da;font-size:.88rem;font-weight:650}.avd-calculator-result[data-astro-cid-u4oxtotk]>strong[data-astro-cid-u4oxtotk]{color:var(--avd-gold);margin-top:4px;font-size:clamp(3rem,6vw,4.25rem);line-height:1.05}.avd-calculator-result[data-astro-cid-u4oxtotk]>span[data-astro-cid-u4oxtotk]:nth-of-type(2){color:#c9d2da;margin-top:6px;font-size:.9rem}.avd-calculator-result[data-astro-cid-u4oxtotk] dl[data-astro-cid-u4oxtotk]{border-top:1px solid #ffffff1f;margin-top:28px}.avd-calculator-result[data-astro-cid-u4oxtotk] dl[data-astro-cid-u4oxtotk]>div[data-astro-cid-u4oxtotk]{border-bottom:1px solid #ffffff1f;justify-content:space-between;gap:18px;padding:13px 0;display:flex}.avd-calculator-result[data-astro-cid-u4oxtotk] dd[data-astro-cid-u4oxtotk]{text-align:right;font-weight:750}.avd-calculator-result[data-astro-cid-u4oxtotk] dl[data-astro-cid-u4oxtotk]>div[data-astro-cid-u4oxtotk]:last-child dd[data-astro-cid-u4oxtotk]{color:var(--avd-gold)}.avd-over-note[data-astro-cid-u4oxtotk]{color:#c9d2da;background:#ffffff0f;border-radius:12px;margin-top:12px;padding:12px 14px;font-size:.85rem}.avd-calculator-result[data-astro-cid-u4oxtotk] .avd-button[data-astro-cid-u4oxtotk]{margin-top:auto;padding-top:15px}.avd-disclaimer[data-astro-cid-u4oxtotk]{color:var(--avd-muted);margin-top:18px;font-size:.78rem}.avd-audience-grid[data-astro-cid-u4oxtotk]{align-items:stretch;gap:24px}.avd-audience-list[data-astro-cid-u4oxtotk] h3[data-astro-cid-u4oxtotk]{margin-top:0}.avd-audience-list[data-astro-cid-u4oxtotk] ul[data-astro-cid-u4oxtotk]{gap:13px;margin-top:18px;display:grid}.avd-audience-list[data-astro-cid-u4oxtotk] li[data-astro-cid-u4oxtotk]{gap:11px;display:flex}.avd-audience-list[data-astro-cid-u4oxtotk] li[data-astro-cid-u4oxtotk]:before{content:"✓";color:var(--avd-gold-dark);font-weight:800}.avd-text-link[data-astro-cid-u4oxtotk]{color:var(--avd-gold);margin-top:20px;font-weight:750;display:inline-block}.avd-card-key[data-astro-cid-u4oxtotk]{width:44px;height:44px;color:var(--avd-dark);background:var(--avd-cream);border-radius:12px;place-items:center;font-size:1.15rem;font-weight:800;display:grid}.avd-dark-band[data-astro-cid-u4oxtotk]{color:#fff;background:var(--avd-dark)}.avd-riester-grid[data-astro-cid-u4oxtotk]{align-items:start}.avd-riester-grid[data-astro-cid-u4oxtotk] h2[data-astro-cid-u4oxtotk]{color:#fff}.avd-riester-grid[data-astro-cid-u4oxtotk]>div[data-astro-cid-u4oxtotk]:first-child p[data-astro-cid-u4oxtotk]{color:#c9d2da;margin-top:18px}.avd-emphasis[data-astro-cid-u4oxtotk]{color:#fff;margin-top:17px;display:block}.avd-option-grid[data-astro-cid-u4oxtotk]{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;display:grid}.avd-option-grid[data-astro-cid-u4oxtotk] article[data-astro-cid-u4oxtotk]{background:#ffffff0f;border:1px solid #ffffff1f;border-radius:17px;padding:22px}.avd-option-grid[data-astro-cid-u4oxtotk] article[data-astro-cid-u4oxtotk]>span[data-astro-cid-u4oxtotk]{color:var(--avd-gold);font-weight:800}.avd-option-grid[data-astro-cid-u4oxtotk] h3[data-astro-cid-u4oxtotk]{color:#fff;margin-top:6px;font-size:1rem}.avd-option-grid[data-astro-cid-u4oxtotk] p[data-astro-cid-u4oxtotk]{color:#c9d2da;margin-top:4px;font-size:.88rem}.avd-steps-grid[data-astro-cid-u4oxtotk] .avd-card[data-astro-cid-u4oxtotk]{border-top:4px solid var(--avd-gold)}.avd-steps-grid[data-astro-cid-u4oxtotk] .avd-card[data-astro-cid-u4oxtotk]>span[data-astro-cid-u4oxtotk]{color:var(--avd-gold-dark);font-size:.78rem;font-weight:800}.avd-about-grid[data-astro-cid-u4oxtotk] img[data-astro-cid-u4oxtotk]{border-radius:22px;width:100%}.avd-about-grid[data-astro-cid-u4oxtotk]>div[data-astro-cid-u4oxtotk]>p[data-astro-cid-u4oxtotk]{margin-top:16px}.avd-about-grid[data-astro-cid-u4oxtotk] blockquote[data-astro-cid-u4oxtotk]{color:var(--avd-dark);border-left:3px solid var(--avd-gold);margin-top:23px;padding-left:20px;font-size:1.08rem;font-weight:750}.avd-about-stats[data-astro-cid-u4oxtotk]{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:30px;display:grid}.avd-about-stats[data-astro-cid-u4oxtotk] div[data-astro-cid-u4oxtotk]{align-content:start;display:grid}.avd-about-stats[data-astro-cid-u4oxtotk] strong[data-astro-cid-u4oxtotk]{color:var(--avd-dark);font-size:1.8rem}.avd-about-stats[data-astro-cid-u4oxtotk] span[data-astro-cid-u4oxtotk]{color:var(--avd-muted);font-size:.8rem;line-height:1.45}.avd-faq-wrap[data-astro-cid-u4oxtotk]{max-width:900px}.avd-faq-list[data-astro-cid-u4oxtotk]{gap:12px;display:grid}.avd-faq-list[data-astro-cid-u4oxtotk] details[data-astro-cid-u4oxtotk]{background:#fff;border:1px solid #e8e2d2;border-radius:16px;overflow:clip}.avd-faq-list[data-astro-cid-u4oxtotk] summary[data-astro-cid-u4oxtotk]{color:var(--avd-dark);cursor:pointer;justify-content:space-between;align-items:center;gap:18px;padding:21px 24px;font-weight:750;list-style:none;display:flex}.avd-faq-list[data-astro-cid-u4oxtotk] summary[data-astro-cid-u4oxtotk]::-webkit-details-marker{display:none}.avd-faq-list[data-astro-cid-u4oxtotk] summary[data-astro-cid-u4oxtotk] span[data-astro-cid-u4oxtotk]{color:var(--avd-gold-dark);font-size:1.5rem;transition:transform .2s}.avd-faq-list[data-astro-cid-u4oxtotk] details[data-astro-cid-u4oxtotk][open] summary[data-astro-cid-u4oxtotk] span[data-astro-cid-u4oxtotk]{transform:rotate(45deg)}.avd-faq-list[data-astro-cid-u4oxtotk] details[data-astro-cid-u4oxtotk] p[data-astro-cid-u4oxtotk]{color:var(--avd-muted);padding:0 24px 22px}.avd-final[data-astro-cid-u4oxtotk]{color:#fff;text-align:center;background:radial-gradient(circle at 15% 80%, #2a3e52 0%, var(--avd-dark) 60%);padding-block:clamp(72px,9vw,104px)}.avd-final[data-astro-cid-u4oxtotk] h2[data-astro-cid-u4oxtotk]{color:#fff}.avd-final[data-astro-cid-u4oxtotk]>.container[data-astro-cid-u4oxtotk]>p[data-astro-cid-u4oxtotk]{color:#c9d2da;margin:20px auto 0;font-size:1.08rem}.avd-contact-line[data-astro-cid-u4oxtotk]{font-size:.92rem!important}.avd-contact-line[data-astro-cid-u4oxtotk] a[data-astro-cid-u4oxtotk]{color:var(--avd-gold);text-underline-offset:3px;text-decoration:underline}.avd-legal[data-astro-cid-u4oxtotk]{color:#a9b4bd;background:#141b22;padding-block:20px;font-size:.76rem;line-height:1.6}@media (width<=980px){.avd-hero-grid[data-astro-cid-u4oxtotk],.avd-about-grid[data-astro-cid-u4oxtotk],.avd-riester-grid[data-astro-cid-u4oxtotk],.avd-audience-grid[data-astro-cid-u4oxtotk],.avd-calculator[data-astro-cid-u4oxtotk]{grid-template-columns:1fr}.avd-hero-visual[data-astro-cid-u4oxtotk]{max-width:660px}.avd-trust-grid[data-astro-cid-u4oxtotk]{grid-template-columns:repeat(3,minmax(0,1fr))}.avd-funding-grid[data-astro-cid-u4oxtotk],.avd-path-grid[data-astro-cid-u4oxtotk],.avd-steps-grid[data-astro-cid-u4oxtotk]{grid-template-columns:repeat(2,minmax(0,1fr))}.avd-benefits-grid[data-astro-cid-u4oxtotk]{grid-template-columns:1fr}.avd-calculator-result[data-astro-cid-u4oxtotk] .avd-button[data-astro-cid-u4oxtotk]{margin-top:24px}}@media (width<=640px){.avd-hero-grid[data-astro-cid-u4oxtotk]{padding-top:50px;padding-bottom:72px}.avd-hero[data-astro-cid-u4oxtotk] h1[data-astro-cid-u4oxtotk]{font-size:clamp(2.15rem,11vw,3rem)}.avd-person-card[data-astro-cid-u4oxtotk]{margin:-16px 14px 0;position:relative;bottom:auto;left:auto}.avd-anchor-nav[data-astro-cid-u4oxtotk] .container[data-astro-cid-u4oxtotk]{justify-content:flex-start}.avd-trust-grid[data-astro-cid-u4oxtotk]{grid-template-columns:repeat(2,minmax(0,1fr))}.avd-funding-grid[data-astro-cid-u4oxtotk],.avd-path-grid[data-astro-cid-u4oxtotk],.avd-steps-grid[data-astro-cid-u4oxtotk],.avd-option-grid[data-astro-cid-u4oxtotk]{grid-template-columns:1fr}.avd-card[data-astro-cid-u4oxtotk],.avd-calculator-inputs[data-astro-cid-u4oxtotk],.avd-calculator-result[data-astro-cid-u4oxtotk]{padding:24px}.avd-about-stats[data-astro-cid-u4oxtotk]{grid-template-columns:1fr}.avd-actions[data-astro-cid-u4oxtotk] .avd-button[data-astro-cid-u4oxtotk]{width:100%}.avd-range-labels[data-astro-cid-u4oxtotk] span[data-astro-cid-u4oxtotk]:nth-child(2){display:none}}@media (prefers-reduced-motion:reduce){.avd-button[data-astro-cid-u4oxtotk]{transition:none}}